Frequently Asked Questions
What service does Enable Benefits provide?
At Enable Benefits, we’re passionate about helping Canadians with medical conditions access the financial support they deserve. We simplify the process of the Canadian Disability Tax Credit, making it easy for you to claim what’s rightfully yours. No stress, no hassle—just expert guidance and real results!
What are the fees for Enable Benefits’ services, and how do they work?
No upfront costs, no risk—that’s the Enable Guarantee! You only pay after you receive your refund. Once the Canada Revenue Agency deposits your money, we simply invoice 33% of your refund plus tax. If you don’t get paid, neither do we. It’s that simple!
Is my information secure?
Absolutely! Your privacy is our top priority. We handle your information with the highest level of security and confidentiality—because trust matters.
I applied for something similar before. Is it still worth contacting you?
Absolutely! Even if you've received some benefits, we’ve helped many clients unlock way more than they thought possible. Let us take a second look—you might be leaving money on the table!
Can I apply for the Disability Tax Credit on my own?
You can, but it’s not easy—many applications get rejected or approved for far less than you deserve. Why take the risk? Our team has over 18 years of proven industry experience, a 97% success rate, and over 1 million Canadians helped, Enable Benefits knows how to get results. In fact, 2 out of 3 previously declined claims get approved with our help! Let us handle the hard work so you can get every dollar you’re entitled to—stress-free!
What medical conditions qualify for the Disability Tax Credit?
It’s not just about a diagnosis—it’s about how your condition affects your daily life. If you struggle with essential activities due to a medical condition, you could qualify! Want to know more? Click here to see if you’re eligible.
Does the severity of my symptoms affect how much money I receive?
Your refund isn’t just about severity—it’s about impact. The Canada Revenue Agency considers factors like how your condition affects daily life, your age, location, taxes paid, and more. We dig deep into your 10-year tax history to maximize your refund—because every dollar counts!
I don’t have a job or pay taxes. Can I still receive money if I’m approved for the Disability Tax Credit?
Yes! Even if you don’t pay taxes, we can often transfer your benefits to an immediate family member—(Include list of eligible sponsors) —so you still get the money you deserve! Let’s explore your options together.
Is it possible to make too much money to apply?
No way! We’ve helped Canadians at all income levels access their refunds. Your income doesn’t limit your eligibility—what matters is how your condition impacts your life. If you qualify, we’re here to make sure you get the benefits you deserve!
Can I apply for the Disability Tax Credit on behalf of a family member?
Yes! If you provide essential support—like food, shelter, or clothing—you can apply on their behalf. If your family member hasn’t paid enough taxes to maximize their refund, you might even receive the refund directly based on your tax profile. We’ve got your back—and theirs!
Can I apply for the Disability Tax Credit for my child?
Absolutely! There are extra benefits for children under 18—or even those who were under 18 in the past 10 years. You could claim up to $60,000 for your child! Let us help you secure the maximum refund to support their needs.
If the person with a medical condition is deceased, can a family member still apply for this money?
Yes, absolutely! If your loved one with a medical condition has passed away within the last 10 years, you can still apply for the refund on their behalf..
How long does The Canada Revenue Agency (CRA) take to review my Disability Tax Credit application?
On average, the CRA takes about 120 days to make a decision. But don’t worry—we’re with you every step of the way to keep things moving smoothly and make sure you get the results you deserve!
How will I receive my Disability Tax Credit refund?
Your refund will be deposited directly into the bank account linked to your CRA account. It’s fast, secure, and hassle-free—just the way it should be!
I’ve been approved for the Disability Tax Credit – when can I expect my money?
Congratulations! Now, the CRA will process your refund. For updates, you can easily check the status on your CRA My Account Page. Your refund is on its way—just a little more patience, and it’s yours!
Do I get the money in one payment or installments?
Great news! Most tax refunds arrive in one lump sum, while child benefits are typically split into two payments. No long waits—just the money you deserve, delivered fast!
Does my medical practitioner need to complete any forms?
In most cases, yes. But don’t worry—you don’t need to reach out to your medical practitioner just yet! We’ll guide you through the process and let you know if any forms are needed. We’re here to make it easy!
My medical practitioner said I won’t be approved, is that right?
Not necessarily! Your medical practitioner’s opinion might differ from how the CRA evaluates your condition. We’ll do a thorough review to give your claim the best chance of success—don’t give up just yet! We’re here to help you every step of the way.
My medical practitioner has retired, and my new medical practitioner doesn’t know my medical history, can I still apply?
Absolutely! We’ll work directly with your new medical practitioner to ensure they understand your condition and how it makes you eligible for the Disability Tax Credit. It’s a good idea to share your medical records with them, and we’ll take care of the rest!
Will I have to pay taxes on the money I receive?
No, your Disability Tax Credit refund is non-taxable! What you receive is yours to keep, no strings attached. Enjoy the full benefit of what you’re entitled to!
What if I owe money to the CRA?
No worries! If you owe money to the CRA, they’ll simply deduct what you owe and send you the remaining balance. It’s a smooth process, and you’ll still get the refund you deserve! lower your debt
What if I owe student loans?
As long as your student loans are in good standing, you’ll receive all of your Disability Tax Credit money! No deductions, just the full refund you deserve.
What is the Disability Tax Credit?
What is the Disability Tax Credit?
The Disability Tax Credit (DTC) is a non-refundable tax credit offered by the Canada Revenue Agency (CRA) to support individuals with medical conditions that significantly impact daily living. Its goal is to reduce the income tax burden for eligible individuals or their supporting family members. This benefit can be claimed retroactively for up to 10 years. If you qualify for the DTC but cannot use the full credit due to insufficient taxable income, you can transfer it to a spouse, common-law partner, or another supporting family member.
Eligibility
To qualify for the DTC, you typically need to meet these three conditions:
- You have a severe and prolonged impairment in physical or mental functions that affects you most of the time.
- The impairment has lasted, or is expected to last, for at least 12 continuous months.
- A qualified medical practitioner certifies your condition by completing the Disability Tax Credit Certificate (T2201 form).
Application
Applying for the DTC involves completing the Disability Tax Credit Certificate, which must be signed off by a medical practitioner. The process requires detailed and accurate documentation, as errors can lead to rejected applications or a reduced refund amount.
At Enable Benefits, we simplify the process for you. From completing the paperwork to obtaining your medical practitioner’s certification and submitting it to the CRA, we handle every step. With a 97% success rate, our expertise ensures you can maximise your benefits without the hassle.
What is the Child Disability Benefit?
What is the Child Disability Benefit?
The Child Disability Benefit (CDB) is a tax-free monthly payment designed to support families caring for a child under 18 with a severe and prolonged physical or mental impairment. To qualify for the CDB, the child must also be eligible for the Disability Tax Credit (DTC).
The CDB can be claimed retroactively for up to 10 years. To do so, a doctor must certify when the child’s disability first began significantly impacting their daily life.
Common Qualifying Conditions
Children with the following conditions are often eligible for the DTC, enabling families to access the CDB:
- ADHD
- ADD
- OCD
- Epilepsy
- Autism
- Crohn’s Disease
- Juvenile Diabetes
- Hearing impairments
- Speech impediments
- Asperger's Syndrome
- Developmental delays
- Scoliosis
Other medical conditions may also qualify, provided they meet the criteria for severe and prolonged impairment.
The list of eligible conditions is extensive and sometimes unclear, leading to confusion about DTC eligibility. As a result, millions of dollars in disability benefits go unclaimed - leaving many eligible families without crucial financial support.
You can trust the team of experts at Enable Benefits to navigate these complexities and secure you the financial assistance you need for your child's care.
What is the Canada Caregiver Credit?
What is the Canada Caregiver Credit?
The Canada Caregiver Credit (CCC) is a tax refund that can be claimed by individuals who have supported a family member who has a medical condition. This money helps to offset some of the expenses incurred while caring for a loved one in need.
Eligibility
You may be eligible if you support a family member, or dependent with a physical or mental impairment by regularly providing basic necessities like food, shelter or clothing. The dependent does not have to live with you for you to qualify.