The Disability Tax Credit helps eligible Canadians and some supporting family members reduce income tax.
The Disability Tax Credit (DTC) is a tax credit from the CRA. It can lower the income tax of a person with a disability ā or, in some cases, a family member who supports them.
Understand the Disability Tax CreditYou and your doctor or nurse describe the condition and how it affects everyday life.
If the CRA approves, the credit can lower the tax owed, depending on the tax situation.
The DTC reduces income tax payable. If the credit is greater than the tax owed, the unused amount is not paid out as a cash refund simply because the credit exists. An eligible supporting family member may be able to use an unused portion under the applicable rules.
A review may identify tax adjustments for eligible prior years. The relevant approval period and tax history affect the result. A particular refund amount is not guaranteed.
DTC eligibility may also be relevant to programs such as the Registered Disability Savings Plan, Child Disability Benefit or Canada Disability Benefit. Each program has additional requirements.
Read the official CRA explanationMental-function impairments can qualify for the DTC, just as physical impairments can. You do not need a physical impairment.
ADHD, autism and mental health conditions may qualify when their effects meet the CRAās criteria. A diagnosis alone does not establish eligibility.
Understand mental-function eligibilityAn eligible supporting family member may be able to claim your unused disability amount. At Enable, we call this sponsorship.
We review the family relationship, actual support and tax circumstances with you.
How sponsorship worksRefunds and benefits depend on your situation. We look at the options for you and your family.
Clients have claimed up to
$45,000We look at past tax years and the support you may qualify for.
Clients have claimed up to
$60,000See the tax relief and child benefits your family may qualify for.
Amounts are reported past outcomes for medical-related claims, not the annual DTC amount or a promise of payment. Eligibility, years approved, tax paid and applicable benefits affect the result. Service fees and applicable tax are additional.
Start with a few simple questions. Weāll help you understand what to do next.
Free initial check. No obligation. No documents needed.